Hidden Savings Opportunities at Vanorsdale Insurance Services

Vanorsdale takes the following steps to analyze, implement and service your
Employee Benefits and Life Insurance Programs:

1. Identifying Your
     Needs

• Analyze your present benefits package
• Prepare a census
• Determine appropriate coverages
• Market plan requirement to insurance carriers

2. Hidden Savings
     OpportunitiesSM

• Salary reduction plans – Section 125
• Self-insuring options
• 401k retirement plans

3. Custom Solutions
     Report

• Spreadsheet presentation with all carrier options
• Rate/benefit comparisons to current plan
• Plan recommendations by Benefits Consultant

4. Plan Installation

• Enrollment meeting conducted by Vanorsdale
• Forms/document preparation
• Explanation of plan to employer

5. Expert Servicing Guide

• Complete policy administration/change assistance
• Additions/deletions to coverage
• Premium inquiries
• Claim problem resolution